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Insurance Piggy Bank

2011 Princess Ann St #201
Fredericksburg, VA 22401
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Virginia Condo insurance coverage
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Condo Insurance in Virginia

The next step after finalizing the purchase of your Virginia condo is obtaining condo insurance to protect your investment. Your condo association’s master insurance policy may offer some protection for the interior of your condo, but not for liability claims or your personal property. A customized condo insurance policy from Insurance Piggy Bank in Fredericksburg, VA, will provide you with the protection you need. Here’s what you should know about purchasing condo insurance.

Review Master Insurance Policy

Condo master insurance policies differ in the protection they provide. An All In/All-Inclusive policy, for example, offers protection for the exterior and interior of your unit to include walls, floors, fixtures, and structural improvements. In contrast, a Bare Walls-In policy covers only the bare structure, leaving you responsible for everything else.

We’ll help you review your master insurance policy to determine what kind of protection you need for your individual unit. Depending on what your master policy covers, we may recommend the following coverage:

Property (Dwelling)

This coverage protects the interior of your unit to include ceiling, walls, floors, and add-ons in the event they’re destroyed in a disaster. As you never know when a disaster will strike, it’s important to have adequate coverage to protect your investment.

Personal Possessions

Protecting your goods is just as important as protecting your Virginia condo. Personal possessions' coverage protects your belongings (clothing, jewelry, furniture, electronics, etc.) from theft or loss in a major disaster.


If a visitor gets injured while on your property, you could be held liable for damages. Liability insurance protects you against accidental injuries by covering your guest’s medical expenses. In the event of a lawsuit, liability insurance helps cover your legal and settlement costs.

Additional Living Expenses

If you must move out of your condo due to damage from a disaster, this coverage helps pay your living expenses elsewhere until you can move back into your abode. For quality condo insurance coverage at reasonable costs, call or visit Insurance Piggy Bank in Fredericksburg, VA.

Why work with Insurance Piggy Bank?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

Servicing These States:

  • Virginia
  • Maryland
  • Delaware
  • Pennsylvania
  • Ohio
  • Texas
  • North Carolina
  • Rhode Island