Motor Home Insurance in Virginia
Are you a Fredericksburg, VA resident who owns a motorhome? It's important that you remain compliant with state insurance regulations. At Insurance Piggy Bank, we're passionate about helping Virginia residents who own motor homes get the coverage they need.
In Virginia, motor home insurance laws can get a little bit tricky. Motor vehicle coverage is required for your motor home during the times you are driving from one location to another. Homeowner style insurance is required during the times that you're living in your vehicle. You have the option of purchasing recreational vehicle insurance, which will cover both aspects of insurance for your motor home. You'll also want to check on whether your policy includes campsite coverage.
You'll find a few different types of recreational vehicle insurance as you compare policies. These may include collision insurance. This covers you in the case that your RV sustains damage as the result of an accident. Your policy may also include vehicular liability insurance. This covers you if you're involved in an accident and causes an injury or damage to someone else's property. Contents insurance is also a common policy option. If you spend time living in your RV, it's likely that it's filled with valuables, just like a home. Contents insurance covers the property inside your RV, much like renter’s insurance covers the items inside an apartment. You'll also want to consider campsite liability insurance. This covers you for short term campground stays and can be purchased on a one-time basis (such as when you go on vacation for a few weeks).
Call Insurance Piggy Bank in Fredericksburg, VA
If you're on the hunt for motor home insurance, Insurance Piggy Bank is here to help. Call us to chat with one of our friendly agents about the RV insurance policy that makes the most sense for your needs.