Motorcycle Insurance in Virginia
If you're a motorcycle rider in Virginia, it's important you understand how Virginia motorcycle insurance laws work. Whether you've had insurance for a long time and are looking to update your policy, or you're a new rider and aren't sure exactly what you need to ride safely, Insurance Piggy Bank is here to help. We proudly serve Fredericksburg, VA motorcycle riders. Check out these coverage requirements for VA motorcyclists:
- Virginia is unique in that it does not require motorcycle insurance. Riders have the option of paying a one-time $500 fee instead of providing proof of insurance when registering a motorcycle. While this may sound cheaper than paying for insurance, Virginia is also known as an "at fault" state when it comes to motorcycle accidents. That means that if you get into an accident and you are found to be at fault, you're responsible for paying all the damages, straight out of your pocket. It's smarter to have a solid motorcycle insurance coverage policy than try to sneak by with a no insurance fee.
- If you choose to have insurance for your motorcycle, these are the minimum requirements set forth by the state: $20,000 for property damage/ destruction coverage, $25,000 for bodily injury/ death to one person, $50,000 for bodily injury/ death to multiple people. Most motorcyclists choose to have more coverage than the minimum, as the minimum amounts typically don't cover the range of expenses associated with a motorcycle accident.
Call Insurance Piggy Bank, Serving Fredericksburg, VA
If you're in need of motorcycle insurance, you're in the right place. Insurance Piggy Bank is passionate about serving Fredericksburg, VA motorcycle riders with top quality insurance coverage. Stop into our office today to chat with one of our agents about a motorcycle insurance policy that makes sense for your needs.