Auto Insurance in Virginia
In Virginia, you are required to have car insurance for any automobile you drive on the roads of the state. You may register a vehicle first, but you must have it inspected and insured to drive it legally. The Insurance Piggy Bank of Fredericksburg, VA is here to help you find the insurance you need for your automobile. The basic requirement is to have a certain level of liability coverage. Most cars on the roads these days have some value, and many people find it a good idea to have more than just liability coverage or to have what we call full coverage. If you are still paying on your car, your lender may also require you to have full coverage.
Liability coverage is the basic coverage that will pay for damage you cause with your vehicle. It does not cover your vehicle. Collision coverage will cover damage to your car in an accident if you are at fault. Comprehensive is sort of an "everything else" package. This will cover damage to your car from things other than colliding with another car. This would include a tree falling on your car, or you drive your car into a fence.
If you have an older car that does not have much value, and if you don't owe on the car, you might be ok with just liability coverage in Virginia. This is something you will have to decide and your agent at Insurance Piggy Bank can help you determine the best course of action for your unique situation. In many states, you are also required to have coverage for uninsured motorists because not everyone obeys the law. This type of coverage will protect you if you are in an accident and the other person has no insurance or any way to pay for the damages.
Call the Insurance Piggy Bank in Fredericksburg, VA today to get the best possible coverage for your individual situation.